“Budgeting”, believes Lauren Fairbanks, editor of New York-based LifeStyler magazine, “is one of those rare art forms that a lot of people never learn how to master.”
To help you along, Lauren lists and explains the five elements of a successful budget plan:
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Step 1. Figuring out your net income
Step 2. Calculating your total monthly expenses.
Step 3. Calculating your monthly savings.
Step 4. Cutting back on monthly expenses
Step 5. Stick with your budget.
Read Lauren’s helpful guidance in full here.
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